Commercial Property Primer: Owner’s Policy of Title Insurance

Title insurance protects the insured against covered title defects affecting the insured property. When you buy commercial property, you expect to enjoy important property rights as part of your investment. For example, you likely expect to be able to rent or lease the property, to be free from debts or obligations not created or agreed to by you, and to be able to freely sell your property or pledge it as security for a loan. Title insurance is designed to protect these important property rights. Here are seven reasons you should purchase an owner’s policy of title insurance on commercial property investment.

  • Buying commercial property is a big investment
  • The seller may not own the property or have the authority to sell it
  • Warranties in your deed may not protect your ownership of the property
  • The policy may cover more than just ownership
  • A lender’s title policy does not cover you
  • The high cost of claims
  • Coverage for a non-time premium

Download the full explanation of these reasons by clicking on the article image.

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COVID-19 Update

Our physical office is open for our employees, however, we are closed to the general public.  We are conducting business in accordance with the Commonwealth of Pennsylvania Governor’s and the Secretary of Health’s orders which include certain safeguards for our clients and our employees. Those safeguards include social distancing, regular sanitizing of high-touch areas, frequent hand-washing and a policy that anyone entering our business must wear a mask (if you need a mask, one can be provided for you).

Entry to our office is permitted by appointment only and/or scheduling of real estate closings – all above precautions apply.

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Information provided with permission from First American Title Insurance Company and/or its affiliates. All rights reserved.

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